Grillo & Associates believes in transparency, especially with our customers. So to answer the title question, “Is Commercial Insurance the Same as Business Insurance” the answer is yes, they are one and the same. But wait! Now that we’ve established that fact, we invite you to continue reading this posting to learn more about the [...]
The waters around Long Island are spectacular and each offers boaters, their friends, and family many opportunities this summer to get out on our waterways and recreate. The Long Island Sound offers protected yet deep channels that are ideal for a lazy day on the water. Cast a line and go fishing for stripers and [...]
New York is known as a city of innovation across every type of industry. This is partly due to the fact that Manhattan is an expansive cultural hub where nearly every nationality is well-represented. Another reason is that competition, while stressful, also spurs greater achievement. Around the world, New York City is known as a [...]
To those living in other parts of the country, Long Island is where the Hamptons, the playground of the rich and famous, are located. While it is fun to imagine what living the carefree lives of celebrities would be like, the reality is that most Long Island residents are homeowners, with families, one or two [...]
More and more people at various stages of their lives are choosing to rent rather than buy their homes. The reasons are many and range from recent graduates not having a downpayment or the earning power to purchase a home as yet, to those whose jobs are transferred every couple of years, and increasingly, empty [...]
Not to reduce the importance of having the right amount of insurance and the right type of policy by comparing it to a child’s fairy tale, but it is also critical not to overspend for business coverages that are just not relevant to it. The goal is, as with Goldilocks, to find the solution that [...]
Every business owner, whether the proprietor of a storefront or CEO of a small to mid-sized firm, questions to what extent their enterprise is ‘covered’ in the event they need to file an insurance claim. In this posting, Grillo & Associates, as leading brokers of commercial insurance on Long Island, want to define the breadth [...]
Other than for commuting purposes, if your business leases or owns trucks, semi-trucks, vans, buses, motor coaches, taxis, box trucks, or tractor trailers for tasks relative to your company, then you’ll need commercial vehicle insurance. This important coverage provides liability and physical damage protection for these vehicles since they are exposed to greater risk than [...]
You’ve built your business from the ground up, and are looking ahead to its future. But lately, you have also been thinking about how much you have to lose. “Do I have enough insurance?” “What kind of insurance do I need?” “Are there insurance requirements for my industry and am I compliant?” “What are the [...]
