Truth and reputation, to me, are synonymous. Notwithstanding the foundation built by my father, Joseph Grillo Sr., I take pride in my contribution to our family legacy. Standing on merit alone allows me the room to be creative. Insurance is the business I am in professionally, and over the years I’ve accumulated a lot of knowledge & understanding of the industry and how to utilize accordingly in the interest of my clients. I take pride in the humble beginnings of the Grillo agency. As a client, your success, satisfaction & security, is paramount to the legacy I will continue. Hopefully for generations to come.
Richard Grillo, Agency Owner
For those important purchases and moments in life, such as buying a home, a new vehicle, establishing a brick and mortar business, and/or starting and growing a family, the best way to protect and reduce risk is by purchasing the right insurance policies. Securing the plans that make sense for your needs and your budget does not have to take hours of research. When seeking the best Long Island insurance company, or insurance coverage in one of 18 other states, look no further than Grillo & Associates. We’re the Long Island insurance brokers who will provide the expertise individuals, families, and business owners require to select the exact policies that will meet their broad spectrum of requirements.
Among insurance companies on Long Island, one agency stands alone: Grillo & Associates. Our family agency, now in its second generation, supports the insurance needs of our clients through every stage of their lives. You might be asking yourself, “Why should I be working with an insurance broker instead of an insurance agent?” The answer is simple: our insurance brokerage works on behalf of our clients. Our loyalty is entirely with you and not with any insurance company. We work with numerous insurers so that we may offer several policies and pricing options to each of our clients. As a Long Island based insurance company, our team has expertise in several types of insurance coverages. Grillo & Associates works hard to earn your trust. Our reputation is staked on our integrity and customer service. For example, should we receive a broker discount from an insurer, that discount is passed along to you.
Another reason why Grillo & Associates is a wise choice is our breadth of coverages for every type of insurance you’ll need. This variety allows our clients to purchase all the policies you will ever need through our agency, a feature that enables our team to confirm that there are no gaps in your coverage. Additionally, and very important, by working with one brokerage, we can verify that you are spending wisely and not purchasing unnecessary coverages for additional cost savings. Grillo & Associates, as your Long Island insurance broker licensed in 18 states, offers the scope of coverages that our clients require whether your needs are local or national.
Save time, aggravation, and the feeling that you’ve made the wrong choice. Forgo searching online for ‘insurance companies long island’. Instead, add Grillo & Associates to your contact list and make the call. Take the first step towards forging a lasting business relationship that will offer you, your business, your home, and your family, protection through all the important events in life, decade after decade.
Frequently Asked Questions
Commercial Insurance offers a level of protection against unforeseen events that could cause business disruption or even business failure. Generally, Commercial Insurance coverage is divided into two main categories: Property and Casualty to offer maximum protection and to ensure business continuity and solvency.
Commercial Insurance policies are designed to protect businesses and corporations, their employees, and ownership. As there are many different types of companies, each with varying insurance requirements, many different forms of commercial insurance are available.
There is a wide range of commercial insurance coverage available for businesses on Long Island. These include but are not limited to: Commercial Umbrella, Errors and Omissions, Cyberattacks, Directors and Officers, Business Income, Property, Automobile, and General Liability to name but a few.
Business insurance, also known as Commercial insurance, is essential because it protects enterprises from losses due to unexpected events that occur during normal business operations. These events include lawsuits, accidents, natural disasters, property damage, business interruption, theft, vandalism, liability, and worker injury.
Every business operating in New York State is required to provide Workers’ Compensation coverage for every employee, including part-time staff. This means that employers must have a Workers’ Compensation insurance policy, which includes New York Employer’s Liability coverage as well.
Commercial enterprises, especially those located on the South Shore of Long Island, require Coastal Business Property Insurance, a stand-alone policy that covers the risks associated with their location, such as hurricanes, windstorms, flooding and erosion. Such coverages are generally excluded or undercovered by most commercial property insurance policies due to the higher risks involved.
Insurance agents represent one company, the insurance carrier that employs them. Insurance brokers represent their clients and can assist them in shopping for policies that meet their requirements from multiple insurance carriers, thereby making an insurance broker the better choice for their needs.
Most condo insurance policies will cover damage caused by mechanical failures, such as a bathroom plumbing leak that ruins the flooring and ceiling below. It does not generally cover floods caused by forces of nature, including hurricanes and earthquakes- but this type of coverage can be purchased separately.
Yes, because the landlord’s policy will not include their tenant’s belongings. Tenants need coverage for their personal property, such as computers, tablets, cell phones, clothing, jewelry- anything of value to them that could be damaged or stolen while stored on the rented premises.
We make getting an insurance quote easy.
Click on “Get A Quote Now” or call us at 1-800-772-0627 or (516) 798-0320. Speak with one of our team members about your insurance needs.
Grillo & Associates has a reputation of providing excellent service.
Contact our office today. Our team of specialists will assist you in determining what policy would be best suited for your insurance needs.
Read more about insurance here.