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Insurance for Toys

Everyone loves their toys and they should be protected like any other valuable posession. Whether it is an ATV, quad or a snowmobile an insurance policy will provide coverage from the following:

  • Collision
  • Theft
  • Vandalism
  • Bodily Injury
  • Property Damage
  • Medical Payments
  • Uninsured and Underinsured Drivers
  • Guest Passenger Liability


You may have substantial liability limits on your general liability, auto liability and employers liability policies. However, it is not uncommon for a jury to award damages that exceed those limits. A commercial umbrella policy will provide excess coverage when your general, auto and employers liability limits have been exhausted.

Grillo & Associates has a reputation of providing excellent service. Contact our office and let our team of specialists assist you in determining what policy will be best suited for your business.