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Speciality Lines

Some of the speciality line products offered by our agency include:

  • Errors and Malpractice
  • Directors and Offices
  • Fidelity Bonds
  • Performance Bonds
  • Bid Bonds
  • Surely Bonds
  • Liquor Liability Bonds
  • Account Professional Liability
  • Cyber Security Liability
  • Employed Lawyers Professionals Liability
  • Employment Related Practices
  • Non Profit Management Liability
  • Private Computer Management Liability
  • Professional Liability for Specified Professions

How much coverage do you need?

Industry experts recommend at least $1 million to $2 million of liability insurance. Your premium will depend on the specific risks involved and the size of your business, which is measured by sales, payroll or the number of employees. Commercial umbrellas and excess policies are also available.

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You may have substantial liability limits on your general liability, auto liability and employers liability policies. However, it is not uncommon for a jury to award damages that exceed those limits. A commercial umbrella policy will provide excess coverage when your general, auto and employers liability limits have been exhausted.


Grillo & Associates has a reputation of providing excellent service. Contact our office and let our team of specialists assist you in determining what policy will be best suited for your business.