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Condo Insurance

Some homeowners associations may have a policy that provides coverage for the building exterior and walkways but they do not offer coverage for your personal property, your guest’s medical protection and your liability.

Other policies may only insure the walls, ceiling and floors of your unit. Therefore, you should read the association bylaws or discuss the type of policy you will need with your homeowners association and your agent before purchasing any policy.

Did you Know?

When you insure your condo and automobile with the same company, you might be eligable for a discount.


You may have substantial liability limits on your general liability, auto liability and employers liability policies. However, it is not uncommon for a jury to award damages that exceed those limits. A commercial umbrella policy will provide excess coverage when your general, auto and employers liability limits have been exhausted.

Grillo & Associates has a reputation of providing excellent service. Contact our office and let our team of specialists assist you in determining what policy will be best suited for your business.